ILT (Temporary Occupational Disability)

The best coverage

How many times have you said to yourself that you can not afford to get sick?

Appendicitis. a fracture, an accident you from working for a while and its economy suffers considerably. Because he knows very well that if their income does not work are greatly reduced.

We are particularly conscious about labor problems. Thus. We have created the Temporary Occupational Disability Insurance (ILT) that offers the best coverage for their incomes are not affected in the event of sick leave.

Make sure your labor peace

Whenever you can not develop their work as a result of an accident or illness (included in the schedule of the general conditions of your policy). shall receive payment of compensation corresponding to the contracted equity (€ 30, € 60, € 90, € 120, € 150, € 180, € 200) by the total number of days per pathology that determines the scale.

This compensation will allow supplement the income received by the RETA (Special Scheme for Self-Employed) or Social Security and offset the costs arising from sick leave.

So, even if it is low, their standard of living and that of their families will not change.

ILT: we help you maintain your standard of living when you can not develop your activity

We offer unique conditions in the market:

Choice of procurement capital: € 30, € 60, € 90, € 120, € 150, € 180 and 200 per day. In this way, you pay the right to receive the maximum benefits and daily allowance.
No tracking down by AXA. That is, if he recovers before the days determined by the scale. He also charged the day stated therein for this disease.
Here are two examples of compensation:

Broken collarbone. AXA scale: 40 days

Capital compensation contracted 30€ 60€ 90€ 120€ 150€ 180€ 200€
Compensation (30 days x contracted capital) 1200€ 2400€ 3600€ 4800€ 6000€ 7200€ 8000€

Myocardial infarction. AXA scale: 100 days

Capital compensation contracted 30€ 60€ 90€ 120€ 150€ 180€ 200€
Compensation (95 days x contracted capital) 3000€ 6000€ 9000€ 12000€ 15000€ 18000€ 20000€

(*) Up to 90 employable for all risks.

120 to 150 all risk groups as long as it fits the reality of retribution by the insured, by presentation of the latest tax declaration.

180 to 200 only for risk groups 1 and 2 and provided it fits the reality of retribution by the insured, by presentation of the latest tax declaration.

ILT: Make the best services and benefits

  • Maximum flexibility in the procedures: to be a safe whose daily allowance is fixed by scale and not have to wait for your discharge to charge.
  • Fast payment: management commitment to pay compensation within 48 hours from receipt of all necessary documentation.
  • Protection unemployment or temporary disability: back guarantee monthly installments up to 6 months.

Plus…

  • If you have a certain ILT in another company, we will eliminate waiting periods.
  • If you have or hire a health insurance or accident with AXA, you benefit from 10% discount on premium ILT.
  • Guidance and Second Medical Opinion free through the hotline 902 404 084.
  • Discounts Complementary Medicine: balneotherapy, optics, homeopathy, acupuncture, refractive surgery, psychology

Has it all

  • Up to 200
  • No tracking down.
  • Compensation in 48 hours.
  • No deficiencies if you have other insurance ILT.
  • The best insurance and benefits.

All terms expressed on this page are subject to the general and special conditions of application of this insurance.