Home insurance – HogarFlexible

Do you know if what really matters is the insurance you need?

Know, select and pay for only the coverage you need. No more no less.

Pay only for what is important to you.

HogarFlexible with AXA insurance, thanks to personalized advice from their Mediator, you know your insurance coverage and you can choose and pay only for those who really need it. No more no less. First choose the type of protection (FlexiBásico, FlexiConfort or FlexiVip) and adapt it to your needs by choosing from optional coverage each.

Modalities:

If for you a house are just four walls and a roof, we should start creating a basic insurance. You only need a basic coverage package with spending a minimum and ensure a good assurance.

Fixed coverages included in this modality

 

  • Fire, explosion and lightning strike.
  • Fire, debris removal.
  • Water damage or other liquids.
  • Aesthetic restoration continent (500 €).
  • Burglary (no jewelry).
  • Damage from theft.
  • Broken glass.
  • Liability Real Estate / Leaseable (150.000 €).
  • Basic Legal Protection.
  • Basic assistance in the home.
  • AXA repairers Quality.

 

Optional Coverages

 

  • Copayment.
  • Comfort care.
  • Family Liability.

 

If you think that the home is the most important, you know that some things matter more than a damp patch on the wall. We offer home insurance with wide coverage main advantages and to avoid surprises.

Fixed coverages included in this modality

 

  • Fire, explosion and lightning strike.
  • Fire, debris removal.
  • Water damage or other liquids.
  • Aesthetic restoration of (1.500 €).
  • Burglary (jewelry € 1,000).
  • Damage from theft.
  • Broken glass.
  • Liability Real Estate / Leasable (300.000 €).
  • Legal Protection Comfort.
  • Comfort Home Assistance.
  • Breaks marble, earthenware, ceramic and solar panels.
  • Atmospheric phenomena, flood.
  • Damage from power disturbances.
  • Damage caused by vandalism.
  • Damage caused by atmospheric phenomena.
  • Theft of cash in any situation.
  • Theft of cash on hand.
  • Replacement of keys and locks.
  • Fraudulent use of credit cards.
  • Theft at home.
  • Family liability (300.000 €).
  • Smoke, explosions and sonic impact damage objects.
  • Damage to refrigerated foods.
  • Replacement of documents.
  • T.R.O.A. (capital OVAS).
  • Temporary transfer or lease of temporary housing.

 

Optional Coverages

 

  • Copayment.
  • AXA repairers Quality.
  • Exclusion of damages by changes of electric current.
  • Bricopartner.
  • Vip assistance.
  • Legal protection Vip.
  • Full service personal injury at home.
  • Trees and shrubs.

 

If you are someone who does not want to leave anything to chance and seeks to protect and care for your home to the maximum, this is your best option. Home insurance with maximum coverage.

Fixed coverages included in this modality

 

  • Compulsory Liability.
  • Fire, explosion and lightning strike.
  • Fire, debris removal.
  • Water damage or other liquids.
  • Aesthetic restoration of (3.000 €).
  • Burglary and robbery in the apartment (joyas 4.000 €).
  • Damage from theft.
  • Broken glass.
  • Liability Real Estate / Leaseable (600.000 €).
  • Legal Protection VIP.
  • Assistance in the VIP home.
  • Broken marble, earthenware, ceramic and solar panels.
  • Atmospheric phenomena, flood.
  • Damage from power disturbances.
  • Damage caused by vandalism.
  • Damage caused by atmospheric phenomena.
  • Theft of cash in any situation.
  • Theft of cash on hand.
  • Replacement of keys and locks.
  • Fraudulent use of credit cards.
  • Theft at home.
  • Family liability (600.000 €).
  • Smoke, explosions and sonic impact damage objects.
  • Damage to refrigerated foods.
  • Replacement of documents.
  • T.R.O.A. (capital OVAS).
  • Uninhabitable (transfer and / or rental of temporary accommodation).
  • Uninhabitable because of decisions of authority.
  • Repair damage undamaged (expansion water damage).
  • Methacrylate breaks and aquariums.
  • Travel and transport.
  • Computer equipment.
  • Accidents by heat.
  • Bricopartner.

 

Optional Coverages

 

  • Copayment.
  • AXA repairers Quality.
  • Exclusion of damages by alterations of the electrical current.
  • Full service personal injury in the home.
  • All risk
  • Aesthetic restoration of furniture
  • Trees and shrubs.